Received.
R$ 1,250.00
Order 4471 · Aurora Store
For businesses that sell every day, in Brazil
AI agents collect, reconcile and pay. Rapid, with receipts.
Collections, payments and credit in one place, provided by authorised institutions. Above the limit you set, the agent waits for a person on your team.
We are preparing our launch in Brazil. See how we operate
Example Receipt · Pix Reconciliation agent Payables agent
Reconciled.
Pix of R$ 1,250.00 matched to invoice 2231. Nothing pending.
Paid.
R$ 480.00
Supplier Duarte · within the R$ 2,000 limit per payment
Why now
In Brazil, a Pix arrives in a few seconds. The finance work around it still takes days.
In Brazil, money already moves fast. What is slow is the work around it: chasing late payers, checking what came in, paying what falls due, asking for credit. That is the work PayRapid will do, within the rules you approve.
Source: Government of Brazil and Central Bank of Brazil, Pix launch note, 16 November 2020.
Received.
R$ 1,250.00
Order 4471 · Aurora Store
- Pix · Order 4458 R$ 1,180.00
- Card · Order 4457 R$ 245.90
- Boleto · Customer Serra R$ 3,400.00
What PayRapid does
One place. Four jobs.
This is how PayRapid will work. None of it is live yet: How we operate says where we stand.
Get paid
Pix, card and boleto land in the same place, already identified: who paid, which order it belongs to, when it came in.
- Pix · Order 4471 R$ 1,250.00
- Card · Order 4470 R$ 389.90
- Boleto · Customer Prado R$ 2,700.00
Pay
Suppliers, people and taxes are paid from the same place, on the right date. Anything above the limit waits for you.
- Supplier Duarte R$ 480.00
- Warehouse rent R$ 6,200.00
- Lume Freight R$ 9,840.00
Credit
Get an advance on what you have already sold, or ask for working capital. Credit is granted by an authorised institution, and the total cost is shown in full before you accept.
- Due in the next 30 days R$ 18,400.00
- How much to advance R$ 10,000.00
- Total cost shown in full
Check
One balance and a statement that explains every line in plain words: what came in, what went out, with which receipt.
- In · Pix for order 4471 + R$ 1,250.00
- Out · Supplier Duarte − R$ 480.00
- Balance R$ 42,318.90
- Account provided by an authorised institution
Agents
Agents that work within your rules.
It is not a chat. Each agent is a routine with a written rule: you decide when it acts, what it does and up to what amount. The agent does it, tells you and leaves the receipt. Anything above the limit waits for your approval.
Collections
- When
- An invoice is overdue.
- Does
- Sends the reminder with the Pix code to pay.
- Tells you
- You see who paid and who did not at the end of the day.
How far it goes on its ownThree reminders per invoice. After that, the decision is yours.
Reminder sent.
Invoice 318 · Customer Prado · second reminder
Reconciliation
- When
- A payment comes in.
- Does
- Matches the amount to the invoice or the order.
- Tells you
- It only calls you when something does not add up.
How far it goes on its ownIt never changes an amount. A difference becomes a pending item, with the reason written down.
Reconciled.
Pix of R$ 1,250.00 matched to invoice 2231
Payables
- When
- An approved bill reaches its due date.
- Does
- Pays on the date.
- Tells you
- Sends the receipt to you and to the supplier.
How far it goes on its ownR$ 2,000 per payment. Above that, it waits for your approval.
Paid.
R$ 480.00
Supplier Duarte
Control
You approve. The agent acts. The receipt proves it.
- A limit per agent
- Each agent has a limit per transaction and per day. You set it and change it whenever you want.
- Approval
- Anything outside the rule does not happen on its own. It waits for you, with the reason written down.
- Record
- Every action is recorded with who did it, what, when and under which rule. A correction goes in as a new line, and the old one stays visible.
- A person
- Anything beyond the rules is decided by someone on your team, never by the agent.
-
Reminder sent · invoice 318
Collections agent · Rule 2
-
Pix matched to invoice 2231
Reconciliation agent · Rule 5
-
R$ 480.00 paid to Supplier Duarte
Payables agent · Rule 7
-
Approved R$ 9,840.00 to Lume Freight
Marina (finance) · Above the limit
- Today
We are preparing our launch in Brazil. We have not opened accounts or granted credit yet.
- Next
Accounts, payments and credit provided by institutions authorised by the Central Bank of Brazil, named here before the first operation.
- Later
Other countries, one at a time, only with a local partner or registration.
Your company already gets paid fast. The rest has not caught up.
Tell us how money comes in and goes out of your company today. We will show you what the agents take on first.
Talk to PayRapid